Paydots
Powered by Lightspark Grid

One global account.
Real payment rails.

Global accounts, UMA quote creation, cross-border payouts, and B2B vendor payments powered by Lightspark.

1
Illuminate Your Finance
One global account. Lightspeed payouts.
2
Your Universal Money Address
Pay anyone, with your name - just like email.
3
Happy Suppliers. Healthy Business.
The fastest B2B payout platform.
1
Illuminate Your Finance
One global account. Lightspeed payouts.
2
Your Universal Money Address
Pay anyone, with your name - just like email.
3
Happy Suppliers. Healthy Business.
The fastest B2B payout platform.
Open Paydots Send money
Global Account
USD Balance
$0.00
No live activity yet.
UMA not configured
Lightspark Grid API Credential-gated payments Supabase ledger Live activity sync
International transfers

Prepare payouts to 55 corridors.

Start a remittance when the recipient has a bank account or UMA (Universal Money Address) to receive funds.

Live submission through Lightspark Grid
Bank account or UMA recipient details accepted
Payment events and Lightspark fees stored in Supabase
Send money now

Quick Remittance

Powered by Lightspark
Minimum $5
1
Lightspark feeReturned on quote
Total you'll pay$1.00
Destination🇳🇬 Nigeria
Transfer amount$1
Recipient requirementBank account or UMA
Open live remit flow
One account. Real rails.

Money, finally global.

From your global account to bank account, mobile money, or UMA payouts, Paydots keeps the Lightspark and Supabase records in one place.

Global Account
Multi-currency wallets with live receivable account details from Lightspark.
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UMA transfers
Live recipient lookup, quote creation, and payment-event logging.
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Remittances
Lightspark transfer submission with Supabase tracking.
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Cards
Lightspark card program required before real card issuing.
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B2B Payouts
Supplier payments to saved Lightspark payout routes.
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Multi-currency
USD · NGN · EUR · GBP + 51 more.
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UMA transfers
Live lookup and quote creation.
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Insights
Real-time spend & FX.
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Global Account

One account, every currency.

Open a Paydots global account, view live balances, and receive with dedicated Lightspark account instructions where available.

Live balances from Lightspark
Dedicated receivable account instructions
Supabase-backed activity ledger
Real-time refresh across the app
Open global account
Paydots global account
UMA payments and remittances
UMA & Remittance

Create live quotes and payouts.

Resolve UMA recipients, create Lightspark quotes, and route payouts to bank accounts, mobile money, or UMA destinations.

Live UMA lookup and quote creation
Cross-border remittance quote execution
Supabase payment-event tracking
Recipient payout route stored with each event
Send money
Card programs

Card issuing needs Lightspark card access.

Paydots no longer creates local card records as if they were real cards. Enable the Lightspark card program/API before issuing virtual or physical debit cards.

Lightspark card program required
Lightspark-generated card object required
Card status controls blocked until card API access is enabled
View card readiness
Paydots cards
Bulk vendor payouts
Pay suppliers through Lightspark Extend bank/mobile routes
Downloadable statements
Export payout history and receipts as PDF or CSV
Payment event ledger
Store transaction IDs, status, payload, and provider fees
Vendor directory
Store bank/mobile payout details and redacted route data
B2B Payouts

Pay linked vendors worldwide.

Submit supplier payments to saved Lightspark payout routes, then store payout events and downloadable statements in Supabase.

Pay all vendors in one click
Per-vendor payout history & receipts
CSV/PDF statement downloads
Add vendors with bank details
Manage vendors

Open your global account

Global accounts, remittances, UMA quote records, and vendor payouts connected to Lightspark and Supabase.

Open Paydots